For Employers
Real financial wellness for your employees. Built into your payroll.
Many financial wellness programmes offer advice. Reset delivers actual change - by giving your employees access to affordable consolidation loans through a compliant, managed payroll deduction system.
Disclaimer:
These figures reflect Reset's broader group history in payroll deduction management across sectors and regions - not specific to the South African consolidation product.
The problem you are seeing
Financial stress shows up inside the business.
Over-indebted employees need more than advice. They need a practical mechanism that reduces monthly pressure.
Reset addresses the cause.
Across South Africa, a significant portion of the workforce is over-indebted. Employees with poor credit scores are excluded from mainstream banking products - leaving them dependent on expensive short-term lenders, payday loans, and loan sharks. The result shows up in your business: financial stress reduces productivity, increases absenteeism, and affects employee retention.Most financial wellness products on the market offer counselling, budgeting tools, or insurance products. These address the symptoms.
The ADMP
Affordability and Deduction Management Platform.
Reset's proprietary ADMP integrates directly with your payroll system. Once in place, it manages all payroll deductions across your employee population - not just Reset's - within a compliant, rules-based framework.
Manages all payroll deductions
Manages all payroll deductions in one place - including existing third-party deductions
Enforces affordability limits
Enforces affordability limits set by your company (e.g. no employee may have more than 30% of gross salary deducted)
Ensures full compliance
Ensures full compliance with NCR regulations
Flags and prevents
Flags and prevents non-compliant deductions before they reach payroll
Provides full audit
Provides full audit trails and reporting
The consolidation benefit
A payroll benefit your employees can actually feel.
Once ADMP is implemented, employees at your company can access Reset's consolidation loan product.
Consolidate
Employees with multiple debit orders can consolidate into a single, lower payroll deduction
Low credit scores
Employees previously excluded from credit due to low credit scores can access affordable lending
Debt is settled
Existing expensive debt is settled - replacing it with a regulated, structured loan
Credit profiles improve
Over time, employees' credit profiles improve and they return to normal banking products
Why this is real financial wellness
Not a brochure benefit. A measurable change in take-home pay.
Many employers invest in financial wellness programmes that deliver presentations and pamphlets. What Reset brings is different - it tangibly reduces the monthly debt burden of your employees, increases their take-home pay, and sets them on a path to long-term financial health.
This is not a benefit that sits in a brochure. Employees feel it on the first payday after consolidation. That is the kind of financial wellness that improves lives, reduces stress, and makes your workplace a better place to be.
A financial wellness benefit backed by payroll infrastructure.
Reset gives decision-makers the structure, reporting and compliance framework needed to support employees responsibly.
Ready to discuss ADMP?
Interested in implementing ADMP?
Book a consultation and we will walk your team through the platform, compliance framework and implementation.